The end of the year is a time to tie up loose ends and make sure we’re prepared for what’s next. At Cain, Cain & Janik, we encourage clients to finish the year with a confident step forward, using our year-end estate planning checklist to create a foundation of security for the future.
When our client Jim first came to us for help, he wanted a simple will. But after his wife’s unexpected diagnosis, he realized a full estate plan could help ensure his family’s well-being. Now, Jim’s estate plan provides him with a sense of calm as he heads into the new year, knowing his family’s future is on solid ground.
Here’s how to make sure your estate plan is ready for whatever lies ahead:
1. Confirm Your Key Documents Are Current
As Jim learned, estate plans must evolve to keep up with life’s changes. Review your will, trusts, powers of attorney, and healthcare directives to ensure they reflect your current wishes and family needs. Major changes in family or finances are always worth a double-check.
2. Check Beneficiary Designations
From retirement accounts to life insurance, reviewing your beneficiary designations prevents unintended outcomes. Jim updated his policies to ensure his children were taken care of, providing a lasting gift that goes beyond simple possessions.
3. Consider Year-End Tax Moves
Take advantage of any year-end tax benefits, like charitable donations or annual gifting. Not only does this bring peace of mind, but it can also help you maximize financial benefits before the year’s end.
4. Enroll in Our Maintenance Membership
Our Maintenance Membership keeps your estate plan up to date, so you don’t have to worry about missing important changes. Jim joined our membership, which ensures his plan is reviewed regularly—a gift that keeps on giving.
Our special offer: Schedule a consultation and become a client before year’s end and your trust will be maintained at no additional charge through our Estate Planners for Life™ Maintenance Program through January 1, 2026.
There’s no better way to close out the year than by knowing your future is protected. Take control and plan ahead today by contacting our office for a free consultation.